About Our Agency

Elective Benefits provides comprehensive HEALTH/WEALTH solutions to help you live a better and more secure life. As benefit specialists, we help guide our clients through the maze of health plan options and retirement plan choices. We work with innovative concepts and planning strategies that can help save money for your business and family.


John Millikin is president and founder of Elective Benefits, and has been providing employers and individuals with creative HEALTH/WEALTH Solutions for over 40 years.

Elective Benefits is an independent broker representing the “Best in Class” insurance companies and service organizations. With the assistance of these alliance partners, Elective Benefits provides clients with the EXPERTISE they expect, the INFORMATION they need, and the SERVICE they deserve.

Elective Benefits was built on the solid foundation of our team's commitment to exceeding client expectations through unparalleled personal service and support. We take great pride today in consistently delivering this quality service to our family of clients nationwide.